karmaking 3 Followers

That's me. You guessed it.

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karmakingRe: visages 2 (evis)

Here we go again! :)





3 years, 11 months ago, 3 Comments

karmakingRe: Should OBP Push Or Pull from Bank? (evis)

Does it have to be "either/or"? Can't it be a different model?

I.e. like a VOIP client, who initiates the connection to a server and after that opens a port / listens to incoming connections as well. The bank would be the "client" to OBP (giving control over the initialisation to the bank) and after that waiting for incoming requests as well.

OBP could sort of forward-handshake connections from/to user side then and wouldn't have to store any sensitive information.

Does that make sense!?

cheers D.

4 years, 5 months ago, 2 Comments

karmakingRe: visages 2 (evis)

some more! :)





4 years, 6 months ago, 4 Comments

karmakingRe: visages 2 (haha)

The show must go on! :)





4 years, 11 months ago, 3 Comments

karmakingRe: visages (evis)
Here's another one... that's funny, once you conditioned your mind, these come popping in all the time :)



6 years ago, 3 Comments

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SimonRedfern (Simon Redfern)
iapain (iapain)

OpenBankProjectRecap Hack/Make The Bank #7 in Paris (evis)


Hack/Make the Bank is becoming an important 'rendezvous' in the fintech world in Europe. We just came back from our 7th edition in Paris after organising hackathons in Barcelona, Berlin and London. At each stop, we want fintech developers to connect, learn and experiment using different tools and APIs. We believe that's how true innovation emerges!

On Saturday 15th, we met at Mutinerie, a legendary coworking space in the heart of Paris. It all started at 8:30am and ended with the demos at 6:30pm. We begain with a short intro from Antoine, one of the cofounders of La Mutinerie - and we then moved to the API presentations and our very own and special "flea market of ideas". The rest of the day was reserved to 'hacking' except for few breaks for lunch and coffee.

This time, our API partners included Xignite and their financial APIs, Mailjet, OpenDataSoft and of course the Open Bank Project API. Interestingly, we had the chance to have Stephane DuBois, CEO of Xignite with us at this event!

At the end, 4 teams pitched their hacks. One trend that came out was financial inclusion - two of the hacks were about providing better financial services to disadvantaged people.  

Here is the list of hacks:

JoeBot, your personal financial assistant.

Joe is a bot that helps you manage your finances seamlessly. Ask joe anything via email and he will get back to you immediately. Joe will tell you about your balance, when you are about to go overdraft, when your salary hit your accounts...etc

Safe2gether, no more overdraft for you and your fellows.

With Safe2Gether, you can help other clients like you manage the small bumps of our financial lifes. By subscribing to Safe2gether, you'll be able to help your fellow safe2gether subscribers by lending your un-used balance. And on the other hand, if you lack some funds to stay green, you'll be able to receive help from your Safe2gether Mates.

Easy day, Make the entrepreneurs day easier on the accounting side.

A platform which gathers all the information and tools needed by a one-man company from the invoices, accounting, VTA, taxes…providing a clear vision of the day, the year, and the future.

Pas d'Cash, A digital/local currency for homeless people

Pas d'Cash is a gift service to homeless people to be spent on specific commercial partners (food, accommodation, clothes...etc). It facilitates money donations to homeless people and enable a responsible consumption.


As well as brilliant hacks, the team journeys we witnessed leading up to the demo sessions were truly inspiring. It is a great feeling to share stories with developers from so many different cities, to hear their successes, frustrations and ideas - and support them technically too. Every city we go to has a different vibe but a similar energy and willingness to disrupt finance unites the events. The FinTech industry smoulders with so many unborn ideas, businesses and Apps - and out there, there is a special kind of person or team getting ready to bring them to life!

Thus, we are really excited to bring Hack/Make The Bank and the Open Bank Project API to even more developers and cities. Our next stops are Dublin and Belfast in February for a series of hackathons with Ulster Bank (more details to follow soon) and then back to Paris on March 28th-29th for another thrilling hackathon - save the date!


9 months, 1 week ago, 0 Comments

3rd-Party-InfluenceThe 32Hex tour (event)

9 months, 3 weeks ago, 0 Comments

OpenBankProjectHacked @ Hack/Make The Bank #6 in London (evis)


We had great fun in London this weekend thanks to the almost 100 participants who joined us during two days for #HackMakeTheBank hackathon at the amazing Level39. It turned out to be a great event, with some really exciting hacks that came from it!

Check out Underdraft, a mobile app that prevents you from going overdraft. Syndik8, a crowd-funded property investment market place. Athena Xchange, an invoice FX risk mitigation platform or Teller, a reverse-engineered banking API.

See the complete list of hacks here.

The hackers were using and mashing up different APIs provided by Open Bank Project IBM Watson, S&P; Capital IQ,TEMENOSMortgage27Currency Cloud and OpenCorporates. They also had the chance to pitch their ideas to a group of expert mentors and fintech judges.

Many thanks to our sponsors IBM and TEMENOS for making this happen – it was truly a great experience!

Our next hack/make the bank will be in Paris on Nov 15th-16th, organised jointly with our good friends at La Mutinerie. Feel free to register or share the link with your network.

10 months ago, 0 Comments

David-Redfern-NewsSummer News Update 2014 (News)




Greetings from the stunning the Camargue in the South of France, from where I’m writing this summer news update.


Decided to move my entire healthcare permanently to France. They are not ageist nor is there any cost restriction on available drugs. it does seem much better, many thanks to CSF (Cancer Support France) for their unrivalled support during this difficult change over period.


Summer has seen me photographing four days at the Vienne Jazz festival, with such artists as Buddy Guy, the Tedeschi Truck band, Ben L’Uncle, Sharon Jones, Charles Bradley, to name a few.   Two days in Juan les Pins, with Imelda May, Joss Stone & the Fabulous Chick Corea with Stanley Clarke, there’s still plenty of great music around, many thanks to fellow photographers Tim Dickeson  and Ed Hawkins for looking after me in the photo pits.


My BBC Radio 2 interview with Clare Teal is now being broadcast on Sunday 27th of July just after 10 PM (22.00).


Future plans include a Norwegian Fiord cruise in the autumn, the London Jazz festival in November and at an exhibition at the new South Coast Jazz festival in the Shoreham Arts centre in late January 2015.


I was shocked and upset by the news of the sudden death of my friend writer Jack Massarik, we had some great times together, most memorable was a trip to Cuba in 1990, and may he rest in piece.


Thanks as ever to my lovely wife Suzy for her unfailing devotion and constant caring for me during this time.


Keep the faith and live every day to the full,  you just never know…….



1 year ago, 0 Comments

David-Redfern-NewsSummer News 2014 (News)



It’s been a fantastic rollercoaster health-wise the last few months: in the end, I didn’t get on the drugs trial (blood count too low) and the last chemo had very heavy side effects, so much so that I didn’t make it as far as New Orleans this year. But I did get as far as Virginia where my son Mark, wife Wendy and my delightful 16-month-old granddaughter Rose lives. So there’s always good coming out of bad,


Waiting to go on a new drug, meantime I had a 9 cms stent put in the bottom of my stomach last week, which solved a lot of problems instantly. Ah, the wonders of modern science, for which I have to give many thanks to my oncologist Doc Sharma who has tirelessly worked on my behalf.


Anyway, onwards and upwards. A couple of weeks ago at the House of Commons I won the Services to Jazz award in the 2014 Parliamentary Jazz awards. On July 20th I’m going on Claire Teal’s Sunday night big band show on BBC Radio 2 (U.K.’s most popular station) between 10 and midnight. The big dilemma now is choosing only three big-band tracks.


Later in July I’m being filmed for a TV documentary, it’s part of a series called “My Street My Life’ this one is going to be about Carnaby Street and King’s Road. The series is being co-produced and presented by Twiggy; should be fun!


Meantime, subject to treatment schedule, I will be covering some of ‘Jazz a Vienne’, followed by a few days in Juan les Pins for the festival there. Otherwise, we’re spending the summer in our house in the south of France, can’t wait for some warm sun.


As always, so very many thanks to my wife Suzy for looking after me so well, she absolutely never falters, no matter how hard the going gets.


Finally, my musical tip: listen to Wilco Johnson /Roger Daltrey’s Going back home. Wilco and I both have the same dreaded lurgy and we are both fighting well!



1 year ago, 0 Comments

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SimonRedfern (Simon Redfern)
andi (andi)
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stoertebeker (Kai Becker)
evideevi (Eveline Mäthner)